Michael Cogley
Keller Williams Luxury Homes

DISCOVER THE KW DIFFERENCE

Selecting a real estate agent is an important first step when buying or selling a home. You deserve an agent who will be at your side from beginning to end, ensuring that your transaction goes smoothly with the best possible outcome.

I am your resource for answers about the process and bring a wealth of local market knowledge. I will be with you through each step of the transaction from beginning to closing.

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Michael Cogley

In today's competitive market, you need a passionate, local advisor that can help you navigate the home buying and selling process. As a valued client, you'll receive:

• Local market knowledge
• Access to industry-leading real estate tools to determine your homes value or customize your home search
• A proven negotiator who will be with you every step of the way
• A trusted and knowledgeable partner through closing and beyond

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Home Equity: How to Use It

Home Equity: How to Use It What’s the difference between a second mortgage and a home-equity loan? What is a home-equity loan, and is it different from a home equity line of credit? And is a mortgage refinance similar to the above, or a different animal altogether? Let's take a look at all the various ways you can use your home equity – without fear of losing your home or getting taken for a ride. First of all, a second mortgage and home equity loan are basically the same thing. These terms refer to money that is borrowed against the value of your house. Unfortunately, many people don’t realize that these loans are liens against your property – in other words, if you default on the…
CLAW listings last updated Oct 5, 2024 6:24:pm.